Flexible Financing to Fit Your Business

Eliminate large up-front IT costs by taking advantage of our flexible payment options.

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Tech Expenses Holding Your Business Back?

xByte Capital helps keep your business moving in the right direction with flexible end-of-term financing options that cater to your specific financial needs for long-term, sustainable growth.

Low Monthly Payments

With terms up to 60-months, you can have a fixed, regular payment with no money down and save cash for other revenue-generating activities.

Fast and Simple Process

Receive a credit decision for application-only transactions within 4 business hours and for larger transactions within 2-4 business days.

Full Solution Coverage

Finance 100% of the solution cost, including “soft costs” such as services, freight, installation, training, and other charges into the single monthly payment.

Fair Market Value (FMV)

A financing solution with the lowest possible monthly payments and the flexibility to upgrade, renew term, return equipment, or purchase at the fair market value upon term completion.

Buyout Financing

An option that creates a path towards ownership that is great for equipment with long-term deployment goals, offering a $1 buyout opportunity at the end of the term.


  • "We love xByte. Your team is great! Everyone we have worked with is extremely knowledgeable and professional."

    Brittany R.
  • "I’ve always had a wonderful experience with xByte. The team is very quick to respond and always works their hardest to put together the needed configurations for me."

    Drew S.
  • "I have been doing business with xByte for almost a decade, and they are consistent, easy to work with, and always helpful."

    Jack H.
  • "I have been doing business with this company for 6 years, and never had a bad experience."

    Reed V.
  • "These guys are totally amazing to work with. I have worked with hundreds of vendors in 16 years as a network admin and these guys blew them all away."

    Andrew W.